Terms & Conditions

Last Updated: January 1, 2025

Welcome to aandgcollective.com. These Terms and Conditions (“Terms”) govern your use of this website and the services offered by A & G Collective (“we,” “us,” or “our”). By accessing or using our website, you agree to be bound by these Terms.

1. Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You must not:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the website or its systems
  • Use the website to transmit harmful, offensive, or unlawful material
  • Interfere with or disrupt the website’s functionality

2. Services

A & G Collective is a direct lender providing business funding solutions. All funding products are subject to approval based on our underwriting criteria. Submitting an application does not guarantee approval or funding. Specific terms, rates, and conditions will be disclosed prior to any funding agreement.

3. SMS/MMS Messaging Terms

By opting in to SMS/MMS messaging from A & G Collective, you agree to the following terms:

  • You consent to receive marketing and promotional SMS/MMS messages from A & G Collective at the phone number you provide.
  • Messages may be sent using an automatic telephone dialing system (ATDS).
  • Consent is NOT a condition of purchase. You may purchase goods or services from A & G Collective without consenting to receive SMS/MMS messages.
  • Message and data rates may apply depending on your mobile carrier plan. Message frequency varies.
  • You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message. You will receive a single confirmation message after opting out.
  • For assistance, reply HELP to any message or email us at ag@aandgcollective.com.
  • We are not responsible for messages that are delayed or undelivered due to carrier issues.

Your phone number and SMS consent information will not be shared with or sold to third parties for their marketing purposes.

4. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of A & G Collective or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our written permission.

5. Disclaimer of Warranties

This website and its content are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, A & G Collective shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or our services, regardless of the cause of action.

7. Indemnification

You agree to indemnify and hold harmless A & G Collective, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising from your use of this website or violation of these Terms.

8. Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse and are not responsible for the content, privacy policies, or practices of any third-party websites.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Warren County, Ohio.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page. Your continued use of the website after changes constitutes acceptance of the revised Terms.

11. Contact Us

If you have any questions about these Terms, please contact us at:
A & G Collective
232 W Pekin Rd, Lebanon, OH 45036
ag@aandgcollective.com